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Renting or Buying… Either Way You’re Paying a Mortgage

Dan Trinidad founded Partners In 1988 in San Jose, more about California.
Partners Mortgage has changed the lives of thousands of homeowners by providing a world class experience and the best Mortgage Planners in the business.  Our StarCare program has revolutionized the loan experience providing both the borrowers and agents the predictability they need to make their dreams come true.

Accomplished

40, sildenafil 000 Change Lives with Real Estate

Raised $700, more about 000 To Find A Cure For Cancer

Not A Bad Quarter Century

People First

At Partners Mortgage, we attribute our success to a common philosophy and passion shared by our entire team of professionals. It is our belief that caring for people is the key. We are dedicated to providing only the finest experience for our customers; before, during and after their transaction. To that end, our unique brand of customer care is designed to last a lifetime.

Team Results

We are proud to partner with the best service professionals in the business. Whether you are purchasing or refinancing, we will make sure that the pieces are in place for a successful transactions.

 
Dan Trinidad founded Partners In 1988 in San Jose, clinic California.
Partners Mortgage has changed the lives of thousands of homeowners by providing a world class experience and the best Mortgage Planners in the business.  Our StarCare program has revolutionized the loan experience providing both the borrowers and agents the predictability they need to make their dreams come true.

What we’ve accomplished:

We’ve Helped Change 40, more about 000 Lives

Raised $700,000 To Find A Cure For Cancer

Not A Bad Quarter Century

People First

At Partners Mortgage, we attribute our success to a common philosophy and passion shared by our entire team of professionals. It is our belief that caring for people is the key. We are dedicated to providing only the finest experience for our customers; before, during and after their transaction. To that end, our unique brand of customer care is designed to last a lifetime.

Team Results

We are proud to partner with the best service professionals in the business. Whether you are purchasing or refinancing, we will make sure that the pieces are in place for a successful transactions.

Service

At Partners Mortgage, we attribute our success to a common philosophy and passion shared by our entire team of professionals. It is our belief that customer care is key. We are dedicated to providing only the finest experience for our customers; before, during and after their transaction. To that end, our unique brand of customer care is designed to last a lifetime.

Stability

Our long term wholesale relationships with over 20 lenders, along with our in-house banking platform, allow us to offer consistently competitive rates and innovative loan programs. During our long history, Partners Mortgage has consistently met the stringent guidelines and requirements necessary to maintain our status as an FHA Certified Lender. In addition, our “Preferred Status” with many of our Lenders allows us to close transactions.

 
There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, sildenafil unless you are living with your parents rent-free, ampoule you are paying a mortgage – either yours or your landlord’s.

As Entrepreneur Magazine, a premier source for small business, explained this month in their article, “12 Practical Steps to Getting Rich”:

While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage vs. paying rent:

“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”

As an owner, your mortgage payment is a form of ‘forced savings’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person with that equity.

Interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac’s latest report shows that rates across the country were at 4.23% last week.

Bottom Line

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy.

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