Our success is tied to how intentional we are with the activities and mindsets that drive us forward.
Read MoreThe truth about success and leadership in business is that mindset has a lot to do with it.
Read MoreAs loan officers, we often come across clients that are so far into the buying process that we can’t provide them with additional value.
Read MoreMany of the most highly successful people in our industry are also the most miserable.
Read MoreFor most people, the idea of living in a location we love, while still running a successful business is the stuff of dreams.
Read MoreAs team leaders, we have the opportunity to create great working environments that prioritize balance.
Read MoreMost successful people in this business will tell you that the road to their achievements has been anything but smooth.
Read MoreSuccessful businesses require great management, so it’s up to us as business owners to provide the right leadership.
Read MoreIn today’s real estate market, social media is a matter of critical necessity, and if we don’t make it a priority, we risk getting overrun by savvier agents.
Read MoreWhile we’re often told to strive for balance between our personal and business lives, to be truly successful in the holistic sense, we need to aim for integration.
Read MoreThe typical coaching approach in our industry is to focus only on techniques and tactics, not behavior and emotional intelligence.
Read MoreSuccess is about more than financial wellbeing or owning a business.
Read MoreHard charging entrepreneurs often find themselves feeling guilty about not achieving a healthy work-life balance, but the concept is unrealistic when we’re running a business.
Read MoreSuccess is defined by more than just financial wealth.
Read MoreOur success and the balance in our lives comes down to our focus and being intentional.
Read MoreThere are many rapid changes taking place in the mortgage industry, and it’s important to work with those developments in mind.
Read MoreSo many people cringe when they think of a career in sales because of the negative connotations of bad salespeople.
Read MoreNo one wants to experience trauma, but the reality is everyone will deal with transformative events at some point in their lives.
Read MoreThere are so many options for marketing today that sometimes we have a hard time choosing which one to use for our business.
Read MoreIn our current cultural climate where we’re always “connected”, it can be difficult to find a balance in life.
Read MoreSuccess doesn’t mean much if you’re not happy with who you are.
Read MoreWe often feel so much pressure to excel in our businesses that we allow our personal relationships to fall by the wayside.
Read MoreWhen we become entrepreneurs, there’s a lot of excitement around generating freedom.
Read MoreA lot of us believe that once we fall from the top, it’s nearly impossible to regain that ground.
Read MoreMany middle-aged people I talk to feel stuck, whether it’s in their relationships, finances or health.
Read MoreWhen you look at the world’s most successful people, one thing they have in common is a mentor who believed in them and supported them.
Read MoreMentorship and coaching play a huge role in taking your business to new heights.
Read MoreThe basis of our business determines the kind of clients we attract and our level of success.
Read MoreStaying in this business for 29 years and being in the top 200 of producers for over 20 of those years is no easy feat.
Read MoreA difficult time or crisis in our lives is our own soul crying out for us to change and free ourselves from things that are holding us back.
Read MoreMany people set goals in the beginning of the year, but motivation starts to dwindle as the months progress.
Read MoreThe advancements in technology and digital communication have made an already fast-paced reality even faster, and this is a huge hurdle for the modern leader.
Read MoreThe onset of the internet and social media has led to a lot of change for the mortgage industry.
Read MoreThe price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.
Read MoreWhether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning.
Read MoreFor centuries, people in this country have seen homeownership as part of the American Dream.
Read MoreWhen homebuyers begin their research, they want to see all their available options!
Read MoreAs we kick off the new year, many families have made resolutions to enter the housing market in 2019.
Read MoreWe frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones.
Read MoreThere is a lot of uncertainty regarding the real estate market heading into 2019.
Read MoreAs we head into 2019, many news outlets and housing experts warn that the housing market may slow down.
Read MoreThere’s a huge difference between what drives a typical loan officer and what drives a mortgage planner.
Read MoreNo matter how much you love your home, the time may eventually come to take the next step in home ownership: a larger property for you and your family.
Read MoreMany homeowners believe that they’re locked into a mortgage for the long run, but this doesn’t have to be the case.
Read MoreMany Americans dream of home ownership and wonder how they can make that dream a reality.
Read MoreThe VA itself doesn’t loan money for veterans to buy homes; instead, it guarantees the loan.
Read MoreBuying your first home can seem like a Herculean effort.
Read MoreMost people don’t recognize when the passion for their work isn’t strong anymore, and they don’t know what to do about it.
Read MoreIn today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared.
Read MoreAccording to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well!
Read MoreChances are if you are renting you are spending too much of your income on your monthly housing expense.
Read MoreA considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process.
Read MoreMortgage interest rates, more about as reported by Freddie Mac, have increased over the last several weeks.
Read MoreIt’s easy to sell homes when the market is favorable, but what differentiates agents who thrive in difficult times from those who struggle?
Read MoreFinancial success makes us feel safe and boosts our self-esteem, but what happens when this isn’t enough for us?
Read MoreWe are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year.
Read MoreSuccessful and wealthy people know that money is only a piece of the puzzle.
Read MoreSaving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live.
Read MoreThe interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be.
Read MoreRising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is.
Read MoreHere are four great reasons to consider buying a home today instead of waiting.
Read MoreMortgage and real estate are becoming more complex by the day.
Read MoreIt should come as no surprise that buying a home in a good school district is important to homebuyers.
Read MoreA concern among many in our industry is that we’re going to get crushed underneath the wave of new technology and AI.
Read MoreThe current media and technology landscape makes this the perfect time to be a trailblazer and build something unique.
Read MoreAs a loan officer, just being good at the transaction is no longer enough.
Read MoreThere are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage.
Read MoreHave you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session?
Read MoreThere are many conflicting headlines when it comes to describing today’s real estate market.
Read MoreSome experts are calling for a slowdown in the economy later this year and most economists have predicted that the next recession could only be eighteen months away.
Read MoreAs more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic.
Read MoreWith home prices continuing to appreciate above historic levels, some are concerned that we may be heading for another housing ‘boom & bust.’ It is important to remember, however, that today’s market is quite different than the bubble market of twelve years ago.
Read MoreAccording to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017.
Read MoreWe often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones.
Read MoreSummer is traditionally a busy season for real estate.
Read MoreSince the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership.
Read MoreRising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home.
Read MoreThere are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease.
Read MoreIf you’ve entered the real estate market as a buyer or a seller, you’ve inevitably heard the mantra “location, location, location” in reference to identical homes increasing or decreasing in value based on where they’re located.
Read MoreEvery year, the New York Federal Reserve publishes the results of their Survey of Consumer Expectations (SCE).
Read MoreA new trend has begun to emerge.
Read MoreMortgage interest rates have increased by more than half of a point since the beginning of the year.
Read MoreMortgage interest rates have risen by more than half of a point since the beginning of the year, and many assume that if mortgage rates rise, home values will fall.
Read MoreInterest rates for a 30-year fixed rate mortgage have climbed from 3.95% in the first week of January up to 4.61% last week, which marks a 7-year high according to Freddie Mac.
Read MoreIn this extremely hot real estate market, some homeowners might consider selling their homes on their own which is known as a For Sale by Owner (FSBO).
Read MoreIn many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale.
Read MoreThe results of the 2018 Rental Affordability Report from ATTOM show that buying a median-priced home is more affordable than renting a three-bedroom property in 54% of U.S.
Read MoreWhen it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts.
Read MoreIt’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C.
Read MoreThe price of any item is determined by the supply of that item, as well as market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.
Read MoreSaving for a down payment is often the biggest hurdle for a first-time homebuyer.
Read MoreAs more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic.
Read MoreIf you are considering selling your current home, to either move up to a larger home or into a home in an area that better suits your current family needs, great news was just revealed.
Read MoreIf your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so!
Read MoreHere are four great reasons to consider buying a home today instead of waiting.
Read MoreThe famous quote by Mark Twain in the title of this article can be used to describe homeownership in America today.
Read MoreAccording to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers.
Read MoreThe interest rate you pay on your home mortgage has a direct impact on your monthly payment.
Read MoreUrban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that “eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.” Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the down payment funds […]
Read MoreAs home values continue to increase at levels greater than historic norms, some are concerned that we are heading for another crash like the one we experienced ten years ago.
Read MoreIn many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale.
Read MoreHomeownership is a major part of the American Dream.
Read MoreCoreLogic’s latest Equity Report revealed that “over the past 12 months, 712,000 borrowers moved into positive equity.” This is great news, as the share of homeowners with negative equity (those who owe more than their home is worth), has dropped more than 20% since the peak in Q4 of 2009 (26%) to 4.9% today.
Read MoreHome prices are expected to appreciate on average by 3.35% per year.
Read MoreWe often talk about the financial reasons why buying a home makes sense.
Read MoreMortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters.
Read MoreAccording to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.
Read MoreIn this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.
Read MoreHere are five reasons listing your home for sale this fall makes sense.
Read MoreMarried couples once again dominated the first-time homebuyer statistics last year at 66% of all buyers, according to the most recent Profile of Home Buyers & Sellers.
Read MoreHere are four great reasons to consider buying a home today, instead of waiting.
Read MoreAccording to Black Knight Financial Service’s Mortgage Monitor Report, 1.5 million Americans have purchased a home with down payments under than 10% over the last 12 months.
Read MoreHere are five reasons listing your home for sale this summer makes sense.
Read MoreAccording to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 33.1%.” The report may have some people thinking about buying a home instead of signing another lease extension, but does that make sense from a financial perspective?
Read MoreAccording to the latest report from the US Census Bureau, more Americans chose purchasing a home over signing a lease to rent in the first quarter of 2017.
Read MoreThe biggest challenge to today’s housing market is the shortage of housing inventory for sale.
Read MoreIn a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs.
Read MoreHere are four great reasons to consider buying a home today, instead of waiting.
Read MoreAccording to a recent survey conducted by Genworth Financial Inc.
Read MoreIf you thought about selling your house this year, now may be the time to do it.
Read MoreA recent report released by Down Payment Resource shows that 65% of first-time homebuyers purchased their homes with a down payment of 6% or less in the month of January.
Read MoreThere are many benefits to homeownership.
Read MoreTraditionally, spring is the busiest season for real estate.
Read MoreAccording to the Beracha, Hardin & Johnson Buy vs.
Read MoreMany Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both.
Read MoreIn school, we all learned the theory of supply and demand.
Read MoreIn school, we all learned the theory of supply and demand.
Read MoreThere are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale.
Read MoreThere are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale.
Read MoreTraditionally, spring is the busiest season for real estate.
Read MoreA study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their houses in the near future are planning to scale down.
Read MoreCoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, in which they examined the years leading up to the crisis all the way through to present day.
Read MoreCoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, page in which they examined the years leading up to the crisis all the way through to present day.
Read MoreEveryone has their own reasons for buying their first home, moving up or sizing down.
Read MoreHere are four great reasons to consider buying a home today instead of waiting.
Read MoreThe inventory of existing homes for sale in today’s market was recently reported to be at a 3.6-month supply according to the National Association of Realtors latest Existing Home Sales Report.
Read MoreThis is the home page.
Read MoreThe National Association of Realtors (NAR) keeps historical data on many aspects of homeownership.
Read MoreThere is no doubt that historically low mortgage interest rates were a major impetus to housing recovery over the last several years.
Read MoreThat headline might be a little aggressive.
Read MoreThat headline might be a little aggressive.
Read MoreJust like our clocks this weekend in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale in the market right now is what is holding back the market.
Read MoreOver the next five years, home prices are expected to appreciate 3.22% per year on average and to grow by 17.3% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.
Read MoreThe National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans: “Owning a home embodies the promise of individual autonomy and is the aspiration of most American households.
Read MoreThe National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans: “Owning a home embodies the promise of individual autonomy and is the aspiration of most American households.
Read MoreRecently there has been a lot of talk about home prices and if they are accelerating too quickly.
Read MoreThe most recent Pending Homes Sales Index from the National Association of Realtorsrevealed a slight bump in contracts with an increase of 1.6% in December.
Read MoreAccording to ATTOM Data Solutions’ 2017 Rental Affordability Report, buying a home is more affordable than renting in 354 of the 540 U.S.
Read MoreAccording to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans.
Read MoreEvery three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups.
Read MoreThe most recent Pending Homes Sales Index from the National Association of Realtorsrevealed a slight bump in contracts with an increase of 1.6% in December.
Read MoreYou may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?
Read MoreThere are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly.
Read MoreAs we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home.
Read MoreThere are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly.
Read MoreThere are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly.
Read MoreAs the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same.
Read MoreMultigenerational homes are coming back in a big way!
Read MoreAccording to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S.
Read More